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class="news_art_txt"> <div class="txt_til clearfix"> <h3>不论是移民到美国还是留学去美国 保险常识要牢记</h3> <span class="time fl">更新时间：2017-08-03</span><div class="label fl">标签：<a href='/plus/search.php?q=美国移民'>美国移民</a><a href='/plus/search.php?q=美国投资移民'>美国投资移民</a><a href='/plus/search.php?q=投资移民'>投资移民</a></div><span class="liul fr">浏览：<script src="http://sz.zlglobal.net/plus/count.php?view=yes&aid=7124&mid=13" type='text/javascript' language='javascript'></script></span> </div> <div> 不论是移民到美国还是留学去美国 保险常识要牢记</div> <div> </div> <div> 本文由拥有十六年美国律所背景的兆龙移民整理</div> <div> </div> <div> 在美国，医药费用动辄就几万美金甚至几十万美金，每年有超过60%的破产案都是由医疗债务引起的。所以为了防止不必要的意外，无论去<a href='http://sz.zlglobal.net/usa/edu/' target='_blank'><u>美国留学</u></a>也好，旅行也好，或者移民定居也罢，保险一定是必不可少的。</div> <div> </div> <div> 留学生的医疗保险</div> <div> </div> <div> 去美国留学，一般都需要参加医疗保险。且规定持有J签证的访问学者和家属在美期间必须有医疗保险，否则可能被要求离境。美国的多数学校为本校学生提供学生集体医疗保险。学生也可以选择在校外自行购买医疗保险。</div> <div> </div> <div> 要特别关注的事项</div> <div> </div> <div> 妥善保存保险卡</div> <div> </div> <div> 留学生在获得医疗保险后，保险公司会提供一张医疗保险卡。保险卡上有留学生的名字、性别、年龄、地址、保险号码和有效期限等信息，以及保险公司名称、电话等，通常还有可供紧急使用的电话号码等资料。所以，留学生要认真保存并随身携带这张保险卡。</div> <div> </div> <div> 出险时的注意事项</div> <div> </div> <div> 留学生一旦出险或遭遇意外，要及时通知保险公司，同时采集并保存好现场证据、医院诊断证明、医疗费用的原始收据，以及相关部门的意外事故证明。</div> <div> </div> <div> 国内的留学险只能作为一种补充</div> <div> </div> <div> 大家在自己国家办理“出境留学保险”很方便，但是保额也非常低，一旦发生医疗服务或者救援，很多保险公司要求留学生预付，之后的审理和理赔过程会比较花时间，再之会涉及到两国间翻译和认证等问题。</div> <div> </div> <div> 留学生在自己国家办理留学生医疗保险之前最好先向美国的大学确认境外的医疗保险是否被承认，避免花冤枉钱。</div> <div> </div> <div> 【兆龙移民】真正拥有美国律所实体的出国顾问公司，美国<a href='http://sz.zlglobal.net' target='_blank'><u>EB-5</u></a>、<a href='http://sz.zlglobal.net/plus/list.php?tid=137' target='_blank'><u>EB-1A</u></a>项目移民专家，从业16年，提供专业的全球海外移民服务，包括美国、加拿大、英国、葡萄牙、西班牙、荷兰、澳大利亚、新西兰等多个国家，有兆龙在，您可放心!</div> <div> </div> </div> <div class="news_art_gn"> <div class="art_1 clearfix"> <span>原文链接：http://sz.zlglobal.net/news/usa/2017087124.html</span><a href="javascript:void(0);" class="dzq" onclick="javascript:postDigg('good',7124)" id="newdigg"><span class="digg_num">(0)</span></a> <script language="javascript" type="text/javascript">getDigg(7124);</script> <div class="clear"></div> <p>版权声明：本文由兆龙移民独家精选，未经授权，禁止一切同行与媒体转载。欢迎个人转发分享至朋友圈。</p> </div> <a href="http://sz.zlglobal.net/usa/news/20190611227.html"><img src="/images/v2/guanggao.jpg"/></a> </div> <!--相关文章--> <div class="news_art_xg"> <div class="rmgjc_til"><em></em><span>相关移民文章</span></div> <ul> <li class="clearfix"> <a href="http://sz.zlglobal.net/news/usa/20190611278.html" target="_blank" title="移民美国定居适合儿童居住的10个城镇分别是哪些？"> <div class="xgwz_img fl"><img src="http://sz.zlglobal.net/uploads/allimg/190626/1-1Z626101011604-lp.jpg" width="220" height="119"/></div> <div class="xgwz_cont fl"> <h3>移民美国定居适合儿童居住的10个城镇分别是哪</h3> <span>更新时间：2019-06-26</span> </div> </a> </li> <li class="clearfix"> <a href="http://sz.zlglobal.net/news/usa/20190611277.html" target="_blank" title="移民美国去西雅图生活定居方便吗？"> <div class="xgwz_img fl"><img 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